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Biz News Korea(Eng)
Korea’s first internet-only bank passes 1tn won mark in deposits, loans
- Collected
- 2017.06.16
- Distributed
- 2017.06.19
- Source
- Go Direct
The bank, which opened on April 3, announced on Thursday that it recorded outstanding deposits of 520 billion won and loans at 480 billion won, outperforming its target of 500 billion won and 400 billion won, respectively.
K-Bank has appealed to the mid-credit young consumers who are used to mobile technology. It uses its savings in labor cost to offer more advantageous rates than its brick-and-mortar counterparts. Workers with regular pay can get loans within the first 24 hours at the bottom rate of 2.65 percent without any paper work.
K-Bank is offering special deposit offers until the end of this month with the individual ceiling stretched to 100 billion won and the top interest rate raised to 2.3 percent from current 1.95 percent to celebrate its 1 trillion won milestone.
It has temporarily stopped selling overdrafts as part of the financial regulator’s order to contain the fast rise in consumer debt.
By Chung Ji-sung
[ⓒ Pulse by Maeil Business News Korea & mk.co.kr, All rights reserved]