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Biz News Korea(Eng)

Shinhan Bank, Kakao Pay to launch save-as-you-spend product

Collected: 2023.12.07

Distributed: 2023.12.08

Source: Go Direct

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[Courtesy of Kakao Pay]

Shinhan Bank has unveiled a “savings as you spend” product in collaboration with Kakaopay Corp., the bank said on Wednesday.

This new offering is a 6-month flexible savings account targeting customers aged 17 and above who use Kakaopay’s convenient payment service. Customers can save a certain percentage of their Kakaopay payment amount, with limits set at 500,000 won ($380) monthly and 100,000 won daily. The interest rate is a maximum of 4.5 percent, with a base rate of 1.5 percent per annum and an additional preferential rate of 3.0 percentage points.

Shinhan Bank extends a monthly 0.5 percentage point preferential interest rate, capped at a maximum of 4 times, for funding 10,000 won or more into the cash equivalent Kakaopay Money from Shinhan Bank checking accounts at least once (from the month of the savings account subscription to the month before maturity), for a maximum preferential interest rate of 3.0 percentage points annually.

By Kim Hee-rae and Chang Iou-chung

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